卡片特性

A modern Asian man or woman, mid-20s to 30s, sitting at a clean, well-lit desk, meticulously examining a credit card. A magnifying glass is held over the card's fine print, highlighting terms like "APR," "Annual Fee," and "Grace Period." A tablet or laptop beside them displays icons representing points, cashback, and travel benefits, with subtle Simplified Chinese characters for "积分" (points) and "免息期" (grace period) on the screen. The scene conveys diligence and smart financial planning.

信用卡还款有妙招 懂了它每月都能多花钱

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